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Risk Disclosure
What are USXM Tokens?
USXM is a stable digital asset within XMG Fintech’s Digital Asset Network pegged to the pricing of the US Dollar, designed to provide price stability and utility across decentralized and centralized ecosystems. Each USXM token is backed on a dollar for dollar basis with PECU coin reserves, ensuring transparency and trust in every transaction.
Key Characteristics of USXM Tokens
Stable Value: USXM tokens derive their pricing from the US Dollar, ensuring stability and reducing volatility.
Global Liquidity: USXM tokens can be used for cross-border payments, merchant transactions via the XMG Payment Portal, and peer-to-peer transfers without reliance on traditional banking infrastructure.
Backed dollar for dollar by PECU: Every USXM token is secured by PECU coin reserves on a dollar for dollar basis.
Seamless Integration: Designed for easy integration into digital payment systems, mobile apps, and e-commerce platforms through the XMG API suite.
Supports Financial Inclusion: By offering a stable, blockchain-based medium of exchange, USXM helps bridge traditional finance and decentralized systems, making digital asset access more inclusive.
Security and Speed: Leveraging the Pecu Novus blockchain’s infrastructure, USXM transactions are executed with high speed and enterprise-grade security.
**Definition of Fiat Currency: Fiat currency is money issued by a government that is not backed by a physical commodity like gold or silver. Its value is based on the stability and reputation of the issuing government, as well as market supply and demand.
Utility and Advantages
Key Utilities of USXM tokens
Merchant Payments: Easily integrated via the XMG Payment Portal, USXM allows businesses to accept stable digital asset payments, reducing transaction fees and processing times compared to traditional systems.
Peer-to-Peer Transactions: Enables instant, global digital asset transfers without the need for banks or third-party services.
Decentralized Trading: Used for swaps and liquidity on decentralized exchanges (DEXs), offering users a stable base pair against volatile assets.
Loyalty Integration: Merchants can pair USXM tokens with loyalty tokens “FanTokens” created on the Pecu Novus blockchain to power loyalty programs and reward systems.
Cross-Border Payments: Facilitates frictionless, low-cost international digital asset transactions with real-time settlement.
Access to DeFi Ecosystems: As adoption grows, USXM tokens will be positioned for use within lending platforms, staking, and yield-generating protocols.
Key Advantages of USXM
Stability & Predictability: Pegged to a fiat currency pricing and backed dollar for dollar with PECU Coin Reserves, ensuring consistent value and trust.
Transparency: All USXM transactions are recorded on-chain, offering complete transparency and auditability.
High Security: Built on the robust Pecu Novus blockchain, with end-to-end encryption and self-custody options.
Scalability: Designed for both retail and commercial use, scaling with user demand and platform expansion.
Seamless Integration: API access enables easy integration into e-commerce platforms, mobile apps, and enterprise systems.
Global Reach: Borderless usability empowers merchants and users in emerging markets to access stable digital commerce.
